Max 2025 401k Contribution With Catch Up

Max 2025 401k Contribution With Catch Up. 401k Limits 2025 Chart Bekki Carolin Significant changes include increased catch-up limits for those aged 60 to 63 and mandatory Roth contributions for high earners making more than $145,000. The catch-up contribution limit that generally applies for employees aged 50.

The limit on annual additions (i.e., contributions) to 401(k) and other defined contribution plans will increase to $70,000 (up from $69,000) The limit on annual contributions to an IRA remains $7,000

401k Contribution Limits 2025 Irs Rene Vallie

The IRA catch‑up contribution limit for individuals aged 50 and over was amended under the SECURE 2.0 Act of 2022 (SECURE 2.0) to include an annual cost‑of‑living adjustment but remains $1,000 for 2025 Together, eligible individuals can contribute up to $31,000 annually. In 2025, the standard 402(g) limit is $23,500, while the catch-up limit is $7,500

401k Limits 2025 Chart Bekki Carolin. New SECURE 2.0 Super 401(k) Catch-Up Contribution for Ages 60-63. Employee 401(k) contributions: 2025: $23,500 (up $500 from 2024) The catch-up contribution limit for Plan participants aged 50 or older remains at $7,500 for the 2025 tax year

401k Contribution Limits 2025 Irs Rene Vallie. For 401(k) and 403(b) accounts, the 2025 contribution limit is $23,500, with a $7,500 catch-up contribution limit for savers 50 to 59 and 64 and older SECURE 2.0 added an additional catch-up contribution to those 60 to 63 of $3,750